Ongoing Recruitment at Excellent Jobs

Excellent Jobs - Our client, a reputable Finance company, is recruiting a talented professional to join our team in the capacity below:

Job Position: Credit / Risk Analyst

Job Location: Yaba, Lagos
Employment Type: Full-time

Responsibilities

• Analyze data to better understand potential risks, concerns and outcomes of decisions
• Aggregate data from multiple sources to provide a comprehensive assessment
• Create reports, summaries, presentations and process documents to display results
• Collaborate with other team members to effectively analyze and present data
• Develop systems and processes for gathering and storing data for future analytic projects
• Conduct research into potential clients and understand the risks of accepting each one
• Identify economic and financial trends that may present a risk to the company
• Monitor internal and external data points that may affect the risk level of a decision
• Ensure that clients interested in taking loans are given the necessary information to access the loan.
• Collection of needed financial information/ documentation and assessing the clients’ credit worthiness.
• Calculation and analyzing of risk ratios of clients based on the client’s credit score and financial history.
• Recommendation of loans for approval/ Denial based on thorough analysis of client’s credit request.
• Maintaining the loan portfolio.
• Setting up payment plans for clients, and ensuring approved loans are promptly disbursed in line with management approval.
• Loan monitoring to ensure loan customers are keeping to the terms and conditions of the loan.

Qualifications

• Candidates should possess an HND / B.Sc Degree
• Ten years of experience as an analyst in a similar company or related field
• Demonstrated ability to prioritize tasks and meet daily deadlines for projects
• Strong written and verbal communication skills to inform managers and other stakeholders of results
• Proficiency in Microsoft Excel, Access, Visio and other analysis programs
• Ability to manage multiple projects and programs at the same time to complete work
• Critical thinking skills with the ability to independently solve problems with data
• Quantitative and analytical skills with a demonstrated ability to understand new analytical concepts
• Basic knowledge of programming languages, such as SQL and Python
• Presentation skills, including public speaking and presentation creation using PowerPoint or a similar program
• Excellent knowledge of loan application procedures and best lending practices.
• Exceptional analytical skills and the ability to work with complicated financial data.
• Strong ethical behavior and the ability to work with sensitive financial information.
• Ability to analyze the business of clients and identify the credit risk associated with it and recommending mitigants where necessary.

Job Position: Managing Director / Chief Executive Officer (CEO)

Job Location: Yaba, Lagos
Employment Type: Full-time

Job Description

• We are in search of a Managing Director / CEO who has experience in the financial sector and can drive the business and people to achieve the set out goals, in line with the vision and mission of the Company.
• The Managing Director will be responsible for controlling and overseeing all business operations, people and ventures. The MD will be accountable for the overall success of the business.
• The Managing Director is expected to be the strategist and a leader who is able to steer the company to the most profitable direction while also implementing its vision, mission and long-term goals.

Responsibilities:

• Directing the activities of the business while ensuring bottom-line profitability.
• Providing strategic advice to the board of directors, plan cost-effective business strategies and develop new ideas based on market and industry.
• Establishing company direction, aligned with the board and shareholder goals.
• Implementing the policies of a company and making sure that they are adhered to.
• Delegating duties to appropriate people within the business.
• Develop reporting tools to monitor the ongoing performance of the company.
• Communicating company reports and achievements to the board, shareholders, and business partners.
• Maintaining and monitoring budgets to make sure that the business operates efficiently from a financial perspective.
• Guiding and maintain the performance of the company.
• Supervising executives and managers and providing leadership and motivation to all employees.
• Establishing relationships with industry and marketing experts, thought leadership through publication and build the company public profile through networking, conferences, and speaking engagements.
• Making key decisions regarding the organisation and being accountable for those decisions.
• Carrying out appropriate market research in order to make informed strategy decisions.
• Introducing initiatives to optimise market opportunities and the use of strengths while minimising risks.
• Preparing long-term and short-term goals and company objectives.
• Leading strategy for new development and clients.
• Analysing problematic situations and occurrences and provide solutions to ensure company survival and growth.
• Defining operational goals and making sure that the organisation works towards achieving them.
• Liaising with directors to ensure a consistent approach to running the organisation.
• Serving as the public face of the company.

Skills and Qualifications
The skills and qualifications that a Managing Director is usually expected to have include:

• MBA or Degree educated or other relevant industry qualifications.
• 15 - 25 years relevant work experience.
• Proven ability to lead.
• Relevant industry experience.
• Highly developed organisational skills.
• Excellent analytical skills that can be used when making critical decisions.
• A high level of proven project management ability.
• The ability to think critically.
• An in-depth understanding of productivity management and how to implement change to improve productivity levels.
• Significant experience in the area of business development.
• Highly developed level of strategic thinking that has been proven in a business environment.
• Significant experience of working in a senior management role.
• Must have worked in the banking sector as a business development executive or marketer

Interested and qualified candidates should forward their Resume to: excellentjobs95@gmail.com using the Job position as the subject of the mail.