Collections Officer Job at Credpal

CredPal is a financial technology company that provides credit cards for consumers to meet their immediate financial needs. We are leveraging technology and the retail industry to provide a modern consumer credit solution for Africa and beyond.

We are recruiting to fill the position below:

Job Position: Collections Officer
Job Location: Yaba, Lagos
Employment Type: Full-time

Purpose Statement

  • We are looking for Collection Officers to assist with the collection of outstanding debts.
  • The collections officer will contact clients and inform them of their debts, negotiate payment plans, and ensure payments are made as soon as possible.

Key Deliverables

  • Contact customers and inform them of their overdue bills.
  • Advise customers on their payment options and suggest methods of payment.
  • Negotiate suitable payment plans.
  • Maintain customers’ payment records.
  • Write final notice warnings to customers when payments are not being made.
  • Institute legal actions when customers fail to pay their debt.
  • Respond to customers’ queries.
  • Obtain feedback from overdue customers whose payment is overdue.
  • Investigate customers’ repayment ability and assess the potential risk.

Preferred Qualifications

  • HND / Bachelor's Degree.
  • Relevant training & certifications.
  • 1-2 years of previous experience working as a Collections Officer.
  • Preferred Requirements:
  • Excellent negotiating skills.
  • Good written and verbal communication skills.
  • Familiarity with state debt collection laws.
  • Knowledge of payment plans and accounting procedures.
  • Knowledge of office and accounting software.
  • Patience and resilience.